Penny wise and pound foolish

Why are people such financial retards?
They can't handle wasting +20% price on vegetables but easily rack up late fees. And they don't listen to me.

>>19

What has that got to do with it?

A whole lot, actually. People are, in major part, a product of the system under which they live. This sort of wealth manipulation is basically a logical extension of capitalism as a system, seeing as it is both the most profitable and the easiest (once you've got the means).

we must ensure our lives are principle-driven and competitive

This is a noble goal, and I agree, but the sad fact is that, unless a system encourages this kind of behaviour, it will not be the popular choice. This ensures a spiritual/moral satisfaction, yes, but there will always be more profit in immoral behaviour under capitalism.