Penny wise and pound foolish

Why are people such financial retards?
They can't handle wasting +20% price on vegetables but easily rack up late fees. And they don't listen to me.

>>10
You seem to be too retarded to read the legalese that is always available before you sign up. Tell me, do you spend longer than 5 seconds to look beyond the first paragraph of each disclosure statement? I dedicate up to an hour every time I encounter these things. In the real world, you need to be responsible for your own actions. There is no lying or tricking inside each disclosure statement. Any lying or tricking found that is contrary to what is written there is liable for breach of contract. Not only that, there are lawyers out there who are happy to help ripped off customers get money from institutions who are systematically deceiving customers with provably untrue disclosure statements.

So show me one disclosure statement from your country that is provably untrue and I will concede that you are correct.